The 401 Group at Focus Financial provides comprehensive wealth management through the highest standard of fiduciary advice, delivered through a concierge-level client service model, and is solely focused on meeting each of our clients' uniquely personal financial goals. As a full-service independent private wealth management firm, we continually strive to deliver on these commitments by embodying the essential advisor qualities outlined below:
Focus Financial is a leading independent financial advisory firm focused on providing comprehensive wealth management and financial planning services to clients since its inception in 1993. As one of the largest independent, non-proprietary advisory firms, Focus Financial has more than $6.75 billion* in total client assets. We’re consistently ranked by the Minneapolis St. Paul Business Journal as one of the metro area’s Top Asset Management Firms.
At Focus Financial, we support our advising professionals as they serve their clients' needs. Our network consists of over 240 advising professionals and staff, many of whom have attained the CERTIFIED FINANCIAL PLANNER™ designation, with expertise in a variety of practice areas. Focus Financial has 46 branch offices across 6 states.
Our Firm's Values:
Focus Financial was built upon the concept that by supporting individual financial advisors, we would help them better serve their clients. This simple idea remains at the core of our financial planning firm and perfectly complements our three guiding values:
CLIENTS FIRST: By being independent, advisors are free to provide expert financial planning services in the best interest of each client and aligned with their specific goals.
EARN TRUST: Earn the mutual trust of every client and colleague by maintaining the highest level of honesty, integrity, and professionalism.
DELIVER EXPERTISE: Focus Financial advisors are always learning and continually seek opportunities to provide clients with individualized service and greater value.
The 401 Group provides holistic wealth management services to a diverse mix of successful individuals, families, and businesses. We have developed specialized expertise across several specific client segments, which are outlined below:
The 401 Group initial Discovery Meeting and ongoing wealth management relationship is designed to seek an understanding of your personal values and the financial experience that has helped shape what you believe money should represent in your life. We work closely with you to develop a purposeful and deliberate financial plan that can adapt to the unexpected, while also balancing your current lifestyle choices with your most important future goals. In the financial discovery and organization process, we will address the following essential issues:
With an in-depth understanding of your current financial position, financial values, risk tolerance, and preferences; our team of CERTIFIED FINANCIAL PLANNER Professionals and Chartered Financial Analysts will conduct your comprehensive financial analysis utilizing the most sophisticated, client focused wealth management software available. In addition to the 401 Group's strong human intellectual capital, our analytical resources extend to advanced investment planning technology tools as well as institutional quality investment research subscriptions, along with access to a vast network of tax and legal professionals specializing in a wide array of applicable business, estate, and tax planning issues. We will address each of the following key financial areas within your planning analysis:
The 401 Group's customized financial planning analysis will provide you and your Advisor with the information necessary to make unbiased fact-based decisions about your financial future. After a discussion taking into consideration your financial values and personal preferences around the viable approaches available to meeting your goals, you will feel confidently prepared to implement the recommended solutions prescribed to meet your goals. Our professional expertise has helped many families and organizations implement advanced planning strategies to meet their objectives in a more effective manner. Frequently addressed issues include some of the following:
Once we begin to implement your financial plan, your ongoing wealth management relationship with the 401 Group has just begun. Utilizing advanced wealth management technology and a concierge client service model, The 401 Group continually strives to ensure our clients are informed and prepared for legal, tax, financial, and economic changes that could affect their holistic plan, while also ensuring you feel as though you have access to your CFP® and/or CFA Professional whether through your regularly scheduled (bi)-annual financial planning meetings or an impromptu tax question over the phone. 401 Group's Personal Financial Management Portal is always available to help organize and provide insight around your total financial picture. A preview of some of the ongoing member service features are provided below:
401 Group believes wise financial decisions can only be made when one understands the comprehensive financial circumstances and objectives of a an individual, family or organization; because each financial decision is interrelated and requires balancing competing priorities, objectives, and risks across each of the key areas of financial planning. Comprehensive Financial Planning is the framework from which all educated financial decisions can be made from a holistic perspective. In the financial planning process, we will provide analysis and recommendations within each of the following key areas of financial planning (as defined by the CERTIFIED FINANCIAL PLANNER™ Board of Standards):
The 401 Group provides individually customized Portfolio Management services crafted to your personal risk preferences and designed to meet near, mid, and long-term financial objectives as efficiently and effectively as possible. By integrating the findings of your comprehensive financial planning analysis we can ensure your portfolio recognizes your specific time, tax, legal, liquidity, sustainability/responsibility, and risk constraints; while managing your return and social impact objectives to ensure your financial goals can be met as outlined within your holistic financial plan.
The 401 Group Advisors' expertise in both comprehensive financial planning (CFP®) and investment analysis (CFA), allows for individually customized financial plans that are integrated within a portfolio that is managed directly by your personal Advisor and guided by the insights of some of the most sophisticated institutional research outlets available. This information is synthesized by our Chartered Financial Analyst on a continual basis and incorporated into a fundamentally driven global asset allocation model designed to achieve your specific income and/or accumulation objectives, while respecting your personal investment values and/or constraints. Our portfolios are built based on time-tested academic research and the most recent market-based investment intelligence available; which leads us to efficiently manage your portfolio at a low (tax & expense) cost over the term of your investment, while providing the resources and advice to effectively adapt based on your personal situation and the overall economic/market environment.
Your portfolio will be constructed based on the tax status and time-frame of your specific account and goals. We provide investment advisory services on the following types of accounts:
Business ownership and personal wealth are intertwined.
Whether you’re still building your business – or ready to address your exit strategy – we can help you formulate and execute a plan that integrates the goals you have for your business, yourself and your family.
The 401 Group provides specialized advice and services to many businesses, their owners, and employees. We understand the unique needs of the business owner; we work to maximize the potential and security of your business asset, and understand the nuances of integrating your business planning needs to ensure you achieve your personal financial planning goals while managing your unique risks as an entrepreneur. Working with you and your other advisors, we take a holistic approach to accurately assess how we can best serve you. We provide management and strategic solutions for closely held businesses of all types, including the following advisory services:
Located in the heart of Downtown Minneapolis' vibrant North Loop neighborhood; the 401 Group's office is conveniently located for those busy professionals living or working in the city, and its central location provides an easy commute for those coming in from the surrounding Twin Cities Metro. The 401 Group office is easily accessed from the major highways and is less than a block from the Target Field Metro Transit Station; not to mention a short walk to some of our city's most acclaimed restaurants, cocktail lounges, and cafes. The North Loop is the fastest growing neighborhood in Minneapolis and is comprised of a diverse mix of businesses, brew-pubs, restaurants, studios, and many who call it home. We welcome you to drop in if you're in the neighborhood, otherwise please contact us using the information provided below with any questions, or to schedule a consultation.
Complimentary Off-Street Parking is available for all of our clients.
Located just off Main Street in Downtown Waconia; the 401 Group's Waconia office is conveniently located for those living or working in the West Metro. We welcome you to drop in if you're in the neighborhood, otherwise please contact us using the information provided below with any questions, or to schedule a consultation.
Complimentary Off-Street Parking is available for all of our clients.